Specialist, Credit

Position Summary:  The Credit Specialist performs research to establish and maintain customer credit limits and credit approve orders within company credit guidelines.  Contact customers to request payment of past-due accounts.  Review and administer construction contracts.

1. Description of Essential Job Functions:

• Perform past due account collection services including contacting customers to fulfill account payment terms and collect on overdue invoices.  Document collection actions and complete necessary paperwork.  Communicate with other company departments to resolve complaints/disputes that have produced payment delay.
• Perform credit research on new customers and establish corresponding credit limits. Provide existing customer credit approvals consistent with company credit guidelines.
• Review, negotiate, and execute construction contracts including performing related services such as providing required insurance certificates, payment and performance bonds, pay applications, and waiver of lien forms.
• Maintain and reconcile the accounts receivable and pass-through log. Verify pass-through dollars for the purpose of calculating commissions and prepare related payment vouchers.
• Open incoming mail, log information, and prepare checks for entry into the computer system. Enter cash receipts on a back-up basis.
• Request annual financial information from distributors and prepare spreadsheet analysis to establish credit limits.
• Obtain and/or maintain customer tax exemption certificates.

• Prepare and maintain credit department files and run various periodic credit department reports.

2. Supervisory Responsibilities:

This job has no supervisory responsibilities.

3. Qualification Requirements: To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and Experience:

• Associate’s degree or Bachelor’s degree in business administration or related discipline preferred.
• 0-3+ years of experience in credit and collection procedures, manufacturing environment strongly preferred.

Computer Skills

• Ability to use a personal computer utilizing spreadsheet and word processing software applications, databases, and automated systems to accomplish work.
• Advanced/Intermediate skill level with Microsoft Office Suite; Word, Excel, Project, and PowerPoint preferred.

Certificates, Certifications, Licenses, Registrations:

• Credit Business Associate (CBA) certification or advanced credit designation is a plus.

Other Skills, Abilities, or Competencies:

• Strong work ethic and can-do work style.
• Ability to create advanced reports in Excel.
• Contributes to building a positive team spirit.
• Balances team and individual responsibilities.
• Strong analytical, administrative, and problem-solving skills.
• Ability to build morale and group commitments to goals and objectives.
• Ability to write reports, business correspondence, and procedure manuals.
• Strong knowledge of general credit and collection and accounting techniques.
• Polished group and interpersonal communication skills, both written and verbal.
• Puts success of team above own interests; supports everyone's efforts to succeed.
• Exhibits objectivity and openness to others' views; gives and welcomes feedback.
• Excellent organizational skills and ability to multi-task in a changing environment.
• Must be self-motivated, goal oriented, quality-driven, and capable of working with minimum supervision.
• Ability to prioritize multiple tasks, work effectively within time constraints and deadlines, and maintain composure.
• Must possess integrity and be able to manage confidential information with the utmost care, security, and discretion.
• Strong attention to accounting details to assist in producing accurate financial statements and processing accounts payable.
• Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
• Requires considerable attention to accounting detail to credit and collection related details to properly extend credit to company customers and insure timely collection of overdue accounts.

Other Qualifications, Experience, or Requirements:

• Requires a valid motor vehicle operator’s license and the ability to operate a motor vehicle while carefully observing all traffic rules and regulations.

• Requires the ability to use a variety of office/production related equipment such as a telephone and photocopier.
• Work beyond the traditional 40 hours per week may be required as workload or projects dictate, including weekends and holidays.

We are the ASSA ABLOY Group
Our people have made us the global leader in access solutions. In return, we open doors for them wherever they go. With nearly 63,000 colleagues in more than 70 different countries, we help billions of people experience a more open world. Our innovations make all sorts of spaces – physical and virtual – safer, more secure, and easier to access. 

As an employer, we value results – not titles, or backgrounds. We empower our people to build their career around their aspirations and our ambitions – supporting them with regular feedback, training, and development opportunities. Our colleagues think broadly about where they can make the most impact, and we encourage them to grow their role locally, regionally, or even internationally.

As we welcome new people on board, it’s important to us to have diverse, inclusive teams, and we value different perspectives and experiences.